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Up To $5,000

Last updated: November 3, 2025

This Privacy Policy describes how CheckDraw ("we," "us," or "our") collects, uses, and shares information about you when you use our website and services (collectively, the "Services").

1. Information We Collect

• Personal Information: Name, address, email, phone number, date of birth, Social Security Number (SSN), and driver's license number.
• Financial Information: Income, employment details, bank account information, credit history, and credit scores.
• Usage Information: IP address, browser type, operating system, and information about your interaction with our Services.

2. How We Use Your Information

We use your information to: connect you with lenders, process your loan request, verify your identity, comply with legal requirements, and prevent fraud.

3. Information Sharing

We may share your information with: potential lenders in our network, credit bureaus, service providers, and legal authorities as required by law.

4. Data Security

We implement robust security measures, including SSL encryption, to protect your personal information.

Last updated: November 3, 2025

1. Acceptance of Terms

By using our Services, you agree to be bound by these Terms. If you do not agree, you may not use our Services.

2. Our Service

CheckDraw is a loan matching service, not a lender. We submit your information to our network of lenders to find a potential match. We do not make credit decisions.

3. Consent to Credit Checks

By submitting an application, you authorize us and our lending partners to obtain your credit report and verify your information. This may include a "hard pull" which can affect your credit score.

4. Loan Terms

All loan terms, including APRs and repayment schedules, are determined by the lender, not CheckDraw. You must review your loan agreement carefully before accepting an offer.

5. Governing Law

These Terms are governed by the laws of the State of Delaware.

CheckDraw is committed to fair and responsible lending practices. We only partner with lenders who adhere to federal and state lending laws, including the Truth in Lending Act (TILA).

1. Transparency

We require our lending partners to provide clear and complete disclosures of all loan terms, including APRs, fees, and repayment schedules, before you are obligated to accept a loan.

2. Affordability

Lenders in our network will assess your ability to repay based on the income and financial information you provide. We encourage you to borrow only what you can afford to repay.

3. Financial Hardship

If you are struggling to make payments, we urge you to contact your lender directly. Many lenders offer hardship programs or alternative payment arrangements.

1. Not a Lender

CheckDraw is not a lender, loan broker, or agent for any lender. We provide a free matching service to connect you with lenders in our network. We are not involved in the credit decision process.

2. APR Disclosure

The Annual Percentage Rate (APR) là cost of your credit as a yearly rate. Lenders in our network offer APRs for personal loans that typically range from 5.99% to 35.99%. The exact APR depends on your credit profile, income, and the lender's policies.

3. State Availability

Our services are not available in all states. Lenders may not be available in New York, West Virginia, or the District of Columbia.

4. Credit Check Consent

By submitting your information, you authorize our lending partners to verify your information and perform credit checks through traditional bureaus (Equifax, TransUnion, Experian) or alternative providers.