Get Your Personal Loan in Minutes

Last updated: November 22, 2025

1. Information We Collect

We collect Personally Identifiable Information (PII) that you provide to us when you request a loan. This includes, but is not limited to: your name, email address, phone number, physical address, date of birth, Social Security Number (SSN), driver's license number, employment information, income details, and bank account information.

We also collect non-personal information automatically as you navigate our site, such as your IP address, browser type, and cookie data, to improve our service.

2. How We Use Your Information

Your information is used to:

• Connect you with lenders in our network who may be able to provide you with a loan.
• Verify your identity and the accuracy of your information.
• Communicate with you regarding your request and other offers.
• Comply with federal and state legal requirements.

3. Information Sharing and Disclosure

By submitting your information, you authorize us to share it with our network of lenders, credit bureaus, and other third-party marketing partners. We do this to process your loan request and to offer you other financial products or services. We do not control the privacy practices of these third parties.

4. Data Security

We implement reasonable security measures, such as SSL encryption, to protect your PII from unauthorized access. However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

5. Your Rights (CCPA/CPRA)

Residents of California and certain other states may have additional rights, including the right to know what information is collected, the right to delete your information, and the right to opt-out of the "sale" or "sharing" of your personal information. To exercise these rights, please contact us via the information in our footer.

6. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect information from minors.

By using this website (the "Site"), you agree to be bound by these Terms of Service.

1. Our Service: We Are Not a Lender

PersonalLoan Go is not a lender, loan broker, or agent for any lender. We provide a free matching service that connects you with potential lenders in our network. We do not make credit decisions, endorse any lender, or guarantee that you will be offered a loan. All loan terms, including APRs and repayment schedules, are determined solely by the lender.

2. E-Consent

By submitting your information, you provide your electronic consent (E-Consent) to receive communications and disclosures from us and from lenders electronically. This may include emails, text messages, and auto-dialed calls.

3. Credit Checks (Hard and Soft Pulls)

By submitting an application, you authorize us and our lending partners to obtain your credit report and verify your information. This may include a "soft pull" (which does not affect your credit score) to pre-qualify you, and lenders you are matched with may perform a "hard pull" (which can affect your score) as part of their underwriting process.

4. Limitation of Liability

We are not liable for any damages, losses, or costs arising from your use of this Site or your agreement with any lender. All loan agreements are solely between you and the third-party lender.

5. Governing Law and Arbitration

These Terms are governed by the laws of the State of [Your State, e.g., Delaware], without regard to its conflict of law provisions. Any dispute arising from these Terms shall be resolved through binding arbitration, not in a court of law.

PersonalLoan Go is committed to connecting consumers with reputable lenders who adhere to fair and responsible lending practices. We only partner with lenders who comply with federal and state lending laws, including the Truth in Lending Act (TILA).

1. Transparency

We require our lending partners to provide clear and complete disclosures of all loan terms, including APRs, fees, and repayment schedules, before you are obligated to accept a loan.

2. Affordability

Lenders in our network will assess your ability to repay based on the income and financial information you provide. We encourage you to borrow only what you can afford to repay. A personal loan is a significant financial commitment; please review your finances before accepting any offer.

3. Financial Hardship

If you are struggling to make payments, we urge you to contact your lender directly. Many lenders offer hardship programs or alternative payment arrangements. We are not a lender and cannot assist with loan repayment issues.

PersonalLoan Go [Your Company's Legal Name] is a licensed loan broker in certain states. This is not an offer to lend. We do not make lending decisions.

PLEASE REPLACE THIS SECTION with your actual company name, address, and state license numbers. This is a legal requirement.

Example State Licenses:

• Arizona: Licensed as [License Name], License #[License Number]
• California: Licensed by the Department of Financial Protection and Innovation under the [Act Name], License #[License Number]
• Texas: Regulated by the Office of Consumer Credit Commissioner, License #[License Number]
• ... (List all other states) ...

States We Do Not Service:

Our services are not available in all states. We currently do not service loan requests from residents of [State], [State], and [State]. (e.g., New York, West Virginia, Vermont, etc.)